I know, I know. Saving and investing your money for the future is one of the most practical things you can do. This is solid advice, but when you do decide to spend your hard earned money it should be spent on something practical, useful, and meaningful to the wellbeing of your existence. So many people either save their money or blow it on worthless crap. Here are 11 practical ways to spend your money on something useful:

Your health is your life, and your wealth represents the fruits of your labor. I assume you don’t want to be wasteful with either of them. Here’s how to save both at the same time:

So many people spend their health gaining wealth,
and then have to spend their wealth to regain their health.

1. Reduce Your Consumption of Drugs – That includes alcohol, cigarettes, over the counter, prescription and
   

Financial wisdom is not intrinsic to the mind, it’s learned. Most people who are brilliant with their finances received at least some third-party guidance. Maybe they absorbed the knowledge from a parent or grandparent. Or perhaps they pursued it on their own by reading personal finance books, blogs and magazines.
Either way, if you’re not doing well financially, you’re probably ready for

Live a comfortable life, not a wasteful one. Do not spend to impress others. Do not live life trying to fool yourself into thinking wealth is measured in material objects. Manage your money wisely so your money does not manage you. Always live well below your means.

A penny saved is a penny earned.

2. Redefine your definition of “rich”. – “I remember sitting in

The only way to get out of debt is to understand why you’re in debt in the first place.
And the truth is…
You will not save money when you get your next raise. You will not save money when your car is paid off. You will not save money when your kids are supporting themselves someday. And you wouldn’t even save a dime if I handed you $100,000 in cash

Money can buy freedom – freedom from trading hours for dollars. Money can buy options – the option to do what you want to do instead of what you have to do. Money is great to have as long as you manage and spend it wisely. But most of us never do – we waste it and we don’t even realize it.
How? Why?
Because many of the items and services

Big companies like Apple, super successful websites like Facebook, and bestselling books like The 4-Hour Workweek all have one thing in common: They begin with a million dollar idea.
The big question is: How did their creators come up with these ideas? Did they sit around waiting for an inspirational flash or a mystic spell of luck?
The answer is: Spontaneity and luck had little to do with it.
In this article, we’ll take a brief look at